Global Wellness Clinic, PC
Chiropractic
201 W. 2nd      Madrid, IA  50156
(515) 795-3655

Global Wellness Clinic Financial Policy

Global Wellness Clinic financial policy is designed to optimize the doctor/patient relationship for the best affordable care possible. Dr. Peters will recommend the care you need regardless as to what your insurance will cover. His interest is in you. We request that you pay at time of service. This will give you the best value and assist us in keeping your health care costs down. This policy allows us to make monthly wellness visits affordable. We are happy to accept your check, Master Card or Visa.

Medicare

We do accept assignment from Medicare. Reimbursement is usually sent directly to our office in payment of the services that Medicare will cover. For Chiropractors, this is ONLY for manual manipulation of the spine. Medicare pays 80% of the allowable fee once the deductible has been met. Your are required to pay the deductible and the remaining 20% as well as non-covered services. Our office completes and files the forms for Medicare at no charge.

Medicaid

The policy is similar to Medicare with the exception that Medicaid does cover for spinal x-rays. You are still responsible for your co-pay at time of service.

Personal Injury or Automobile Accidents

Please notify your auto insurance carrier of your visit to our office and present insurance information to us immediately. Most auto insurances do not pay until the claim is settled. Therefore you are still responsible for payment at time of service. Ask us about payment options.

"On the Job" Injury (Worker's Compensation)

If you are injured on the job, your care should be paid for under employer's Worker's Compensation Insurance. You will need to inform your employer of the accident and obtain the name and address of their insurance. If your employer does not provide us with the information, or if a settlement has not been made within 3 months, or if you suspend or terminate care, all fees and services are due immediately.

Children

The policy of this clinic is form payments to be made in full at the time of service. If your child is a patient, payment should be sent with them at time of service. This policy helps reduce our billing costs which is reflected in our fee schedule. Remember that your child must have a consent form signed if under 18 years of age to be seen without an adult. If you have any questions/concerns, please speak to Dr. Peters. Thank you.

Final Note

Your insurance coverage is a contract between you and your insurance company and it is your responsibility to know the limits and benefits. We will provide you with the receipts/forms for your reimbursement when applicable. Understand reimbursement is dependent on your individual policy.

Why pay at time of service? Why not insurance?
1. Experience a true doctor/patient relationship. (Two Parties) 1. Doctor, Insurance, manage/care patient relationship (Four Parties)
2. The doctors attention, paperwork, and all efforts are on you the patient. 2. Attention, increased paperwork, and effort is divided between the patient and insurance company.
3. All clinical decisions and care are determined by Dr. Peters. 3. Click decisions and care is limited and altered by insurance company.
4. Your care will be limited by your individual needs. 4. Care is limited by the number of visits according to statistics not your needs.
5. Dr. Peters will adjust the number of areas by need. 5. Areas are requested to be adjusted by the insurance standards and averages not your individual needs.
6. A loving and caring staff focused on our missions statement. "To help as many people benefit from and understand chiropractic to a level that they refer their family and friends to benefit from chiropractic." 6. Stressed staff unfocused by conflict between missions statement of the clinic and insurance requirements.
7. Confidential records not affecting your future healthcare. 7. Records are open to insurance companies affecting your future healthcare and riders.
8. Reasonable charges for all with quality care. 8. Inflated charges may be covered but at what expense to you and your families future and care. i.e. unjustifiable riders, and decrease in quality care.